@import url('https://fonts.googleapis.com/css2?family=Mona+Sans:wght@400;450;500;550;560;600;650;700&family=Newsreader:ital,wght@1,400&display=swap');
:root{--paper:#f5f6f0;--white:#fff;--ink:#22342d;--muted:#6a756e;--green:#173f35;--green-deep:#10362d;--lime:#d7f2a1;--line:#dde3d9;--subtle:#edf2e9;--error:#a1392d;--radius:22px;--font:'DM Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;--display:'Manrope',var(--font)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--font);font-size:15px;line-height:1.55;-webkit-font-smoothing:antialiased}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a{color:inherit;text-underline-offset:4px}svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}button{color:inherit}button:focus-visible,a:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #648947;outline-offset:4px}button:disabled{cursor:not-allowed;opacity:.5}[hidden]{display:none!important}.wrap{max-width:1160px;margin-inline:auto;padding-inline:24px}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}.skip-link{position:fixed;top:-100px;left:16px;z-index:100;background:var(--green);color:white;padding:12px 20px}.skip-link:focus{top:12px}.site-header{height:100px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);gap:24px}.brand{display:flex;gap:11px;align-items:center;text-decoration:none;font-size:16px;font-weight:750;font-family:var(--display);letter-spacing:-.5px;white-space:nowrap}.brand-sub{display:block;font-size:10px;font-weight:500;letter-spacing:.35px;color:var(--muted);margin-top:1px}.site-header nav{display:flex;gap:30px;align-items:center;font-size:13px;font-weight:600}.site-header nav a{text-decoration:none;color:var(--muted)}.site-header nav a.active,.site-header nav a:hover{color:var(--green)}.site-header nav a.active:after{content:'';display:block;width:5px;height:5px;background:var(--green);border-radius:50%;margin:5px auto -10px}.hero{padding-top:55px;padding-bottom:43px;display:flex;justify-content:space-between;align-items:center}.eyebrow{font-size:10px;font-weight:700;letter-spacing:1.8px;display:flex;gap:8px;align-items:center;color:#52644b}.status-dot{width:6px;height:6px;background:#56804b;display:inline-block;border-radius:50%;flex-shrink:0}.hero h1{font-family:var(--display);font-weight:650;font-size:66px;letter-spacing:-3.6px;line-height:1.08;margin:18px 0 19px}.hero h1 span{color:#74866a}.hero p{color:var(--muted);font-size:16px;line-height:1.7;margin:0}.hero-note{padding-right:60px;padding-top:30px;transform:rotate(-3deg)}.hero-note p{font-size:22px;line-height:1.5;color:#7a8673}.hero-note strong{font-weight:500;color:var(--green)}.note-symbol{font-size:57px;font-weight:400;line-height:1;display:block;margin:0 0 16px -7px;color:#93a27f}.small-label{display:block;font-size:10px;letter-spacing:.4px;color:var(--muted);margin-top:17px}.calculator{display:grid;grid-template-columns:minmax(0,1.27fr) minmax(0,1fr);gap:24px;align-items:start}.input-panel{border:1px solid var(--line);border-radius:var(--radius);background:var(--white);padding:29px 30px 19px}.panel-top{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:27px}.panel-top h2{font-family:var(--display);font-size:20px;font-weight:700;letter-spacing:-.6px;margin:0}.text-button{border:0;background:transparent;padding:6px 0;font-size:11px;color:var(--muted)}.text-button span{font-size:16px;margin-left:5px}fieldset{border:0;padding:0;margin:0 0 26px;min-width:0}legend{font-weight:650;font-size:13px;padding:0;margin-bottom:13px;display:flex;align-items:center;gap:9px}.step{display:inline-flex;align-items:center;justify-content:center;background:var(--subtle);color:#6b7d5f;border-radius:50%;width:21px;height:21px;font-size:9px;font-weight:600}.purpose-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px}.purpose{display:flex;align-items:center;position:relative;gap:10px;background:white;border:1px solid var(--line);border-radius:11px;text-align:left;padding:15px 10px;min-height:78px;transition:background .15s,border-color .15s}.purpose>svg{color:#718065;width:22px}.purpose>span:not(.choice-dot){font-size:12px;font-weight:650}.purpose small{display:block;font-size:9px;font-weight:400;color:var(--muted);margin-top:4px;line-height:1.4}.purpose.active{border-color:#6d895e;background:#f1f6e8;box-shadow:inset 0 0 0 .5px #6d895e}.purpose.active>svg{color:var(--green)}.purpose:hover{background:#f7f9f2}.choice-dot{position:absolute;top:9px;right:9px;width:5px;height:5px;background:transparent;border-radius:50%}.purpose.active .choice-dot{background:#5a784a}.segmented{display:flex;border:1px solid var(--line);border-radius:8px;background:#f6f7f3;padding:3px;margin-bottom:11px;gap:3px}.segmented button{flex:1;border:0;background:transparent;border-radius:5px;padding:7px 4px;font-size:11px;font-weight:550;color:var(--muted)}.segmented button.active{background:white;color:var(--ink);box-shadow:0 1px 4px #14261b12}.money-input{display:flex;gap:10px;align-items:center;border:1px solid #cfd9c8;border-radius:10px;padding:10px 17px;background:#fcfdf9}.money-input>span{font-size:30px;font-weight:400;color:#90a083}.money-input input{color:var(--ink);width:100%;min-width:0;border:0;background:transparent;font-family:var(--display);font-size:34px;font-weight:600;letter-spacing:-1.5px;outline:none;line-height:1.4;font-variant-numeric:tabular-nums}.money-input:focus-within{outline:2px solid #8da879;outline-offset:2px}.money-input input:focus-visible{outline:0}.money-input:has([aria-invalid=true]){border-color:var(--error)}.amount-presets{display:flex;gap:6px;margin-top:9px}.amount-presets button{flex:1;white-space:nowrap;border:1px solid var(--line);border-radius:5px;background:white;padding:5px 2px;font-size:10px;color:#687561}.amount-presets button:hover{background:var(--subtle)}.field-help{font-size:10px;line-height:1.6;color:var(--muted);margin:8px 0 0}.field-error{font-size:12px;color:var(--error);margin:8px 0 0}.two-fields{display:grid;grid-template-columns:1.12fr 1fr;gap:12px}label{display:block;font-size:11px;font-weight:550;margin-bottom:6px}select,input:not([type=checkbox]){max-width:100%}select{appearance:none;width:100%;color:var(--ink);padding:11px 32px 11px 11px;border:1px solid var(--line);border-radius:8px;font-size:11px;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' fill='none' stroke='%23687561' stroke-width='1.5'%3E%3Cpath d='m3 5 3 3 3-3'/%3E%3C/svg%3E") no-repeat right 12px center}.switch-row{display:flex;align-items:center;justify-content:space-between;gap:10px;background:#f7f9f3;border-radius:9px;padding:13px;margin:17px 0 0}.switch-row strong{font-size:11px;font-weight:550;display:block}.switch-row small{display:block;font-size:9px;color:var(--muted);margin-top:2px}.switch{position:relative;flex-shrink:0;display:inline-flex;width:33px;height:20px}.switch input{opacity:0;position:absolute;width:33px;height:20px;inset:0;margin:0;cursor:pointer;z-index:1}.switch-track{position:absolute;inset:0;background:#c9d0c4;border-radius:12px;pointer-events:none}.switch-track:after{content:'';position:absolute;width:14px;height:14px;background:#fff;top:3px;left:3px;border-radius:50%;transition:transform .16s}.switch input:checked+.switch-track{background:var(--green)}.switch input:checked+.switch-track:after{transform:translateX(13px)}.switch input:focus-visible+.switch-track{outline:3px solid #648947;outline-offset:4px}.details-field{margin-bottom:18px}.options{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}summary{list-style:none;cursor:pointer}summary::-webkit-details-marker{display:none}.options summary{font-size:11px;font-weight:650;padding:17px 0;display:flex;align-items:center;justify-content:space-between;gap:10px}.summary-plus{font-size:19px;font-weight:400;color:#708264}.options[open] .summary-plus{transform:rotate(45deg)}.options-body{padding:3px 0 19px}.waivers{margin:18px 0}.waivers legend{font-size:11px;font-weight:550}.check-row{display:flex;gap:10px;align-items:flex-start;margin-bottom:13px;cursor:pointer}.check-row input{margin:3px 0 0;width:15px;height:15px;flex-shrink:0;accent-color:var(--green)}.check-row span{font-size:11px;font-weight:550}.check-row small{display:block;font-size:10px;color:var(--muted);font-weight:400;line-height:1.5;margin-top:2px}.food-details{margin:0 0 16px 25px}.food-details input{width:100%;padding:10px;border:1px solid var(--line);border-radius:6px}.inline-note{font-size:11px;color:#755b2e;background:#fbf5e7;border-radius:8px;padding:12px;margin-top:12px}.privacy-note{display:flex;gap:6px;justify-content:center;align-items:center;font-size:9px;color:#7a8675;margin:16px 0 0}.privacy-note svg{width:12px;height:12px}.result-column{position:sticky;top:24px}.result-card{background:var(--green);color:#fff;border-radius:var(--radius);padding:29px 30px 13px;box-shadow:0 14px 28px -24px #163c3580;background-image:radial-gradient(ellipse at 100% 0%,#335b451a,transparent 70%)}.result-top{display:flex;align-items:center;justify-content:space-between;font-size:9px;letter-spacing:1.6px;color:#b6c9b5}.year-badge{border:1px solid #ffffff25;border-radius:20px;padding:4px 9px;color:#d3e4c8;font-size:9px;letter-spacing:.3px}.result-label{font-size:13px;font-weight:400;color:#ccd8cb;margin:31px 0 6px}.fee-number{font-family:var(--display);font-size:58px;font-weight:500;line-height:1.2;letter-spacing:-2.5px;color:var(--lime);font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.fee-number>span{font-size:.47em;letter-spacing:-1px;color:#a8c68a}.effective-rate{font-size:10px;color:#b3c5ae;margin-top:10px}.result-divider{height:1px;background:#ffffff1e;margin:28px 0 20px}.result-lines{margin:0;font-variant-numeric:tabular-nums}.result-lines>div{display:flex;justify-content:space-between;align-items:baseline;gap:14px;font-size:12px;margin:0 0 13px}.result-lines dt{color:#c2d1bf}.result-lines dd{margin:0;white-space:nowrap;font-weight:500}.result-lines .net-line{border-top:1px solid #ffffff1e;padding-top:19px;margin-top:19px;font-size:15px}.net-line dt{color:var(--lime);font-weight:500}.net-line dd{font-size:19px;color:var(--lime);letter-spacing:-.5px}.result-footnote{font-size:9px;color:#a8bfaa;line-height:1.7;margin:15px 0 22px;max-width:300px}.result-actions{display:flex;gap:8px}.result-actions button{border:1px solid #ffffff30;border-radius:7px;padding:10px 12px;background:#ffffff06;color:#e3eddd;display:flex;gap:7px;align-items:center;justify-content:center;flex:1;font-size:10px}.result-actions button:hover{background:#ffffff10}.result-actions svg{width:14px;height:14px}.action-status{font-size:10px;color:var(--lime);margin:6px 0 0;min-height:16px;line-height:1.5}.waiver-success{padding:10px 12px;border-radius:7px;background:#d7f2a115;border:1px solid #d7f2a13c;color:var(--lime);font-size:11px;margin-top:17px}.math-card{background:#eaf0e0;border-radius:16px;margin-top:16px;padding:22px 24px}.math-heading{display:flex;align-items:center;gap:9px}.math-heading h3{font-family:var(--display);font-size:14px;font-weight:650;letter-spacing:-.3px;margin:0}.math-symbol{width:21px;height:21px;background:#dce6ca;border-radius:6px;display:inline-flex;align-items:center;justify-content:center;font-size:16px}.math-card ol{list-style:none;padding:0;margin:18px 0 16px;counter-reset:math}.math-card li{counter-increment:math;position:relative;padding-left:26px;margin:0 0 16px;font-size:10px;color:#66745c;line-height:1.6}.math-card li:before{content:counter(math);position:absolute;left:0;top:1px;border:1px solid #c4cfb8;border-radius:50%;width:15px;height:15px;text-align:center;font-size:9px;line-height:15px}.math-card li:last-child{margin-bottom:0}.math-card li strong{display:block;font-size:12px;color:#364c31;font-weight:600;margin-top:3px;overflow-wrap:anywhere}.source-link{font-size:9px;display:flex;justify-content:space-between;gap:5px;color:#647455;border-top:1px solid #d1dcc5;padding-top:14px;text-decoration:none}.source-link:hover{text-decoration:underline}.estimate-note{font-size:9px;color:#7b8476;line-height:1.7;padding:0 13px;margin-top:14px}.result-unavailable{min-height:320px;padding:25px 0}.unavailable-symbol{font-size:48px;color:var(--lime)}.result-unavailable h2{font-family:var(--display);font-size:26px;line-height:1.25;letter-spacing:-.6px;color:var(--lime)}.result-unavailable p{font-size:13px;color:#cfddc9}.explain-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;padding-top:48px;padding-bottom:46px;margin-top:2px;border-bottom:1px solid var(--line)}.strip-num{font-family:var(--display);font-size:11px;color:#93a47e}.explain-strip h3{font-size:13px;font-weight:650;margin:10px 0 7px}.explain-strip p{font-size:11px;color:var(--muted);line-height:1.8;margin:0;max-width:270px}.guide-section{display:grid;grid-template-columns:.9fr 1.2fr;gap:80px;padding-top:65px;padding-bottom:60px}.section-intro h2{font-family:var(--display);font-size:31px;font-weight:600;letter-spacing:-1.3px;line-height:1.25;margin:16px 0}.section-intro p{color:var(--muted);font-size:12px;max-width:270px;margin-bottom:24px}.button-link{display:inline-flex;gap:20px;align-items:center;border:1px solid #c7d1bf;border-radius:7px;padding:10px 13px;text-decoration:none;font-size:10px;font-weight:550}.faq-list details{border-bottom:1px solid var(--line)}.faq-list details:first-child{border-top:1px solid var(--line)}.faq-list summary{display:flex;align-items:center;justify-content:space-between;gap:15px;font-size:12px;font-weight:550;padding:18px 0}.faq-list summary span{font-size:19px;line-height:1;font-weight:400;color:#7b8a6d}.faq-list details[open] summary span{transform:rotate(45deg)}.faq-list p{font-size:12px;color:var(--muted);line-height:1.8;margin:0 20px 20px 0}.sources-strip{display:flex;justify-content:space-between;gap:22px;align-items:center;padding-top:24px;padding-bottom:24px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);font-size:11px}.sources-strip strong{font-weight:550}.sources-strip .status-dot{margin-right:8px}.sources-strip p{font-size:10px;color:var(--muted);margin:4px 0 0 17px}.sources-strip>a{font-size:10px;white-space:nowrap;text-decoration:none}.site-footer{padding-top:32px;padding-bottom:34px;display:flex;justify-content:space-between;gap:40px}.footer-brand{font-family:var(--display);font-size:13px;font-weight:700;text-decoration:none;letter-spacing:-.3px}.site-footer p{font-size:9px;color:#899080;max-width:360px;line-height:1.7;margin-top:6px}.footer-links{display:flex;gap:23px;font-size:10px;color:var(--muted);align-items:flex-start;padding-top:4px}.footer-links a{text-decoration:none;white-space:nowrap}.footer-links a:hover{text-decoration:underline}.noscript{padding:20px;background:#f6e4bb;position:fixed;inset:auto 0 0;text-align:center}.document{max-width:850px;margin:55px auto 70px;padding:0 24px}.document .eyebrow{margin-bottom:17px}.document h1{font-family:var(--display);font-size:43px;line-height:1.15;letter-spacing:-1.9px;font-weight:650;margin:0 0 18px}.document .lead{font-size:17px;color:var(--muted);line-height:1.75}.document h2{font-family:var(--display);font-size:24px;letter-spacing:-.7px;margin:38px 0 12px}.document h3{font-size:17px;margin-top:28px}.document p,.document li{font-size:14px;line-height:1.85}.document li{margin-bottom:8px}.document table{width:100%;border-collapse:collapse;font-size:13px;margin:22px 0}.document td,.document th{text-align:left;border-bottom:1px solid var(--line);padding:13px 11px;vertical-align:top}.document th{background:#eaf0e0;font-weight:600}.table-scroll{overflow-x:auto}.document .notice{padding:18px 21px;background:#eaf0e0;border-radius:12px;margin:22px 0;font-size:13px}.document .source-list{padding-left:22px}.document .source-list li{font-size:12px}.document .back{display:inline-flex;align-items:center;gap:12px;background:var(--green);color:white;padding:11px 18px;border-radius:8px;text-decoration:none;font-size:12px;margin-top:16px}.cookie-banner{position:fixed;bottom:16px;left:16px;right:16px;max-width:660px;margin:auto;background:white;border:1px solid var(--line);padding:18px;border-radius:14px;box-shadow:0 10px 40px #102b2520;z-index:99;font-size:12px}.cookie-banner p{margin:0 0 12px}.cookie-banner button{background:var(--green);color:white;border:0;border-radius:5px;padding:7px 12px;margin-right:8px}.cookie-banner button[data-consent=no]{background:var(--subtle);color:var(--green)}
@media(min-width:1500px){.wrap{max-width:1240px}.hero h1{font-size:76px}.input-panel{padding:33px 35px 22px}.purpose{padding:17px 13px}.purpose>span:not(.choice-dot){font-size:13px}.purpose small{font-size:10px}.result-card{padding:33px 35px 16px}.fee-number{font-size:66px}.hero{padding-top:65px;padding-bottom:50px}}
@media(max-width:900px){.wrap{padding-inline:22px}.site-header nav{gap:20px;font-size:11px}.hero h1{font-size:56px}.hero-note{padding-right:15px}.calculator{gap:17px;grid-template-columns:1.16fr 1fr}.input-panel{padding:23px 20px 17px}.result-card{padding:25px 22px 13px}.panel-top h2{font-size:17px}.purpose-grid{gap:7px}.purpose{padding:13px 8px;gap:6px}.purpose>svg{width:18px}.purpose>span:not(.choice-dot){font-size:10px}.purpose small{font-size:8px}.fee-number{font-size:47px}.result-lines>div{font-size:10px}.result-lines .net-line{font-size:12px}.net-line dd{font-size:16px}.math-card{padding:20px}.explain-strip{gap:25px}.guide-section{gap:45px}.brand{font-size:14px}}
@media(max-width:700px){.wrap{padding-inline:20px}.site-header{height:81px}.brand{font-size:14px}.brand img{width:33px;height:33px}.brand-sub{font-size:9px}.site-header nav{gap:15px}.site-header nav a:first-child{display:none}.hero{padding-top:35px;padding-bottom:29px}.hero h1{font-size:52px;letter-spacing:-2.7px}.hero p{font-size:14px}.hero-note{display:none}.eyebrow{font-size:9px;letter-spacing:1.35px}.calculator{display:flex;flex-direction:column;gap:17px}.input-panel,.result-column{width:100%}.input-panel{padding:24px}.panel-top h2{font-size:19px}.purpose{padding:16px 10px;gap:10px;min-height:77px}.purpose>svg{width:21px}.purpose>span:not(.choice-dot){font-size:12px}.purpose small{font-size:9px}.result-column{position:static}.result-card{padding:27px 28px 15px}.fee-number{font-size:64px}.result-lines>div{font-size:13px}.result-lines .net-line{font-size:15px}.net-line dd{font-size:20px}.math-card{padding:23px 26px}.math-card li{font-size:11px}.math-card li strong{font-size:13px}.source-link{font-size:10px}.explain-strip{grid-template-columns:1fr;gap:25px;padding-top:34px;padding-bottom:35px}.explain-strip>div{position:relative;padding-left:39px}.strip-num{position:absolute;left:0;top:10px}.explain-strip h3{margin:5px 0}.explain-strip p{max-width:none;font-size:12px}.guide-section{grid-template-columns:1fr;gap:28px;padding-top:38px;padding-bottom:38px}.section-intro h2{font-size:30px}.section-intro p{max-width:none}.faq-list summary,.faq-list p{font-size:13px}.sources-strip{align-items:flex-start;flex-direction:column;gap:14px}.site-footer{flex-direction:column;gap:15px}.footer-links{gap:23px;font-size:10px}.document{margin-top:35px}.document h1{font-size:35px}.document table{font-size:11px}.document td,.document th{padding:10px 6px}}
@media(max-width:380px){.wrap{padding-inline:15px}.site-header nav{font-size:10px;gap:11px}.site-header nav a:last-child{display:none}.hero h1{font-size:46px}.input-panel{padding:20px 17px}.purpose{gap:7px;padding:13px 8px}.purpose>span:not(.choice-dot){font-size:11px}.purpose small{font-size:8px}.money-input input{font-size:30px}.two-fields{gap:9px}.two-fields select{font-size:10px;padding-left:8px}.result-card{padding:25px 22px 13px}.fee-number{font-size:53px}.net-line dd{font-size:18px}.result-lines .net-line{font-size:13px}.footer-links{gap:16px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
@media print{body{background:white;color:black;font-size:11px}.site-header{height:auto;padding-block:15px}.site-header nav,.hero-note,.privacy-note,.result-actions,.text-button,.amount-presets,.guide-section,.explain-strip,.sources-strip,.footer-links,.cookie-banner{display:none!important}.hero{padding-block:20px}.hero h1{font-size:32px;letter-spacing:-1px}.hero p{font-size:11px}.calculator{display:grid;grid-template-columns:1fr 1fr;gap:15px}.input-panel{padding:17px;border-color:#aaa}.purpose{min-height:50px;padding:9px}.purpose small{font-size:7px}.result-column{position:static}.result-card{background:#fff;color:#000;border:1px solid #888;padding:20px}.result-card *{color:#000!important}.fee-number{font-size:36px}.result-divider,.result-lines .net-line{border-color:#aaa}.result-actions{display:none}.math-card{background:#f4f4f4;border:1px solid #ccc;padding:17px}.options:not([open]){display:none}.site-footer{padding-block:15px}.result-lines .net-line{font-size:11px}.net-line dd{font-size:14px}.document{margin-block:20px}.wrap{max-width:none}.result-card,.math-card{break-inside:avoid}}
